Home
Loan

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About Home Loan and how does it work

When applying for a home loan, most lenders expect you to pay several fees and charges in addition to the home loan interest rate. So, before you apply, speak to your lender about what these charges are. Typically, you have to pay a processing fee, foreclosure charge, prepayment charges, EMI bounce penalty, and more.

As per the scheme formulated by National Housing Bank (NHB), the maximum period of the loan period is 15 years. The residual life of the property should be at least 20 years. Where the borrower lives longer than 15 years, periodic payments will not be made by lender.

Features of Home Loan

Low interest rates: Low home loan interest rates make home loans very attractive to potential buyers. Also, it is easy to get these loans as by their nature, they are approved in lieu of a collateral or asset. Flexible tenure: Repaying your home loan is easier with flexible tenures offered by various banks.

Quick
approval

Easy loan
Repayment

100%
Transparency

You deserve a better Home Loan

Before you make a pre-payment, you should know that the pre-payment amount must be at least three times your existing home loan EMI.

Why to Choose Us.

1

Low Interest Rates

Low interest rates: We have partnered with banks that provides attractive interest rates.

2

Maximum Tenure

Maximum tenure: You can avail maximum tenure at per banks discretion.

3

Maximum Loan Amount

Maximum loan amount: We try to provide maximum loan amount to match your needs.

4

Your loan is funded

Your loan is funded with Best service: We assure incredible services from our end.

Eligibility Criteria

A salary of Rs. 15,000 generally falls in the category of a low-income borrower group. So, an instant personal loan app with a maximum approval amount of 1.5 Lakhs can be availed by the borrower with a starting salary of Rs. 15,000.

  • You should be a resident of India.
  • You should be between 23 and 62 years of age.
  • You should be a salaried individual with a work experience of 3 years or more.
  • No defaults in the last 24 months.